Description: This study examines individual universal life persistency. This report shows annualized results based on data from calendar years 1988, 1990, and 1992. The purpose of this study is to examine universal life lapsation and persistency by selected policy, agent, insured, and product characteristics.

Description: Authored by a MIB Solutions team of Tom Rhodes, Stuart Klugman, Marianne Purushotham and Stacy Gill, the report summarizes the results of a study on the application and adoption of credibility theory within the life insurance and annuity industry. In addition to the report, numerical examples related to the application of credibility to company mortality and lapse data are provided in the four Excel files. This excel spreadsheet is a numerical example relating to the application of Credibility for lapses by policy for limited fluctuation. Please see the SOA website research section for the full report on Credibility Theory Practices.

Description: 1959 SOA Regional Meetings in Atlanta and San Francisco. These panel discussions reviewed procedures, techniques and vehicles used to provide benefits to retired employees. The panels also discussed Group Insurance Dividends and Major Medical issues.

Description: 2021 Generally Recognized Expense Table (GRET) recommendations.

Description: GRET Table Factors History for 1998 through 2010.

Description: 2021 Life Meeting - Session 5F: Premium Leakage - How Outdated Claims Systems are Losing You Money 8.31.21 Recording

Description: Discusses product experience and practices with regards to long term disability, the extent group underwriting practices are followed with groups of 5 to 25 lives, changes made in the provisions of group annuity and other insured pension plans to coordinate or otherwise recognize the newly legislated monthly disability benefits under the OASI program, and practices and experience with regards to high face amount life insurance.

Description: This paper discusses and provides the 1958 CSO and CET Mortality Tables on the Age Last Birthday Basis.

Description: This report covers mortality Under Standard Ordinary Insurance issues between 1968 and 1969 anniversaries.

Description: This report presents the findings of the 1970 report on mortality on policies with large amounts. This study covers the experience between policy anniversaries in 1963 and 1968 in the first twenty-five policy years of the issues of 1939 and 1967.